Q3 2025
ASRMPT Asuransi Ramayana Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:590
Margin of Safety:103.43%
ROE:6.20%
EPS Growth Method
Fair Value:506
Margin of Safety:74.50%
CAGR 5Y:-22.89%
ROE Method
Fair Value:271
Margin of Safety:-6.60%
Fair PBV:0.62
PB Band
Rata-rata:1.06x
Median:1.05x
PE Band
Rata-rata:7.74x
Median:7.10x
Harga Saat Ini:326
Rata-rata Fair Value:456
Median Fair Value:506
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:454
EPS Growth Method:389
ROE Method:208
PE Band:98
PB Band:402
Rata-rata:310
PB Band
PB rata-rata0.8x
Fair Value:379
Margin of Safety:16.2%
PE Band
PE rata-rata9.2x
Fair Value:151
Margin of Safety:-53.6%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 437 |
| Year 1 | 464 |
| Year 2 | 492 |
| Year 3 | 523 |
| Year 4 | 555 |
| Year 5 | 590 |
Return on Equity (ROE):6.20%
Book Value:436.64
Fair Value:590
Price:326
Margin of Safety:103.43%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 15 | 51 |
| Year 1 | 11 | 54 |
| Year 2 | 9 | 57 |
| Year 3 | 7 | 61 |
| Year 4 | 5 | 65 |
| Year 5 | 4 | 69 |
CAGR 5Y:-22.89%
EPS:14.68
Fair Value:506
Price:326
Margin of Safety:74.50%
ROE Method
ROE:6.20%
Book Value:436.64
Fair PBV:0.62
Fair Value:271
Margin of Safety:-6.60%