Q4 2025

BBCAPT Bank Central Asia Tbk

Laba Rugi

Neraca

Margin Profitabilitas

Return on Assets & Equity

Leverage

Income Statement Flow

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Dupont Ratio

Dupont RatioQ4 2025Q4 2024Q4 2023Q4 2022Q4 2021Q4 2020Q4 2019Q4 2018Q4 2017Q4 2016
Gross Profit Margin88.7%88.9%88.2%90.7%88.2%85.7%82.7%83.3%81.4%82.7%
Operating Profit Margin60.1%60.5%57.8%56.8%48.4%42.7%46.9%47.6%45.4%43.2%
Net Profit Margin48.5%48.6%46.8%45.9%39.2%34.6%36.9%37.6%36.4%34.5%
Other Burdens80.8%80.4%80.9%80.8%80.9%80.9%78.7%79.0%80.0%79.8%
Total Asset Turnover0.07x0.08x0.07x0.07x0.07x0.07x0.08x0.08x0.09x0.09x
Equity Multiplier5.63x5.51x5.81x5.94x6.06x5.82x5.28x5.44x5.71x6.00x
Return on Asset4.5%4.7%4.3%3.8%3.2%3.1%3.9%4.0%3.9%3.8%
Return on Equity25.3%26.0%24.8%22.8%19.1%18.2%20.8%21.6%22.2%22.9%
Debt to Equity0.00x0.00x0.00x0.00x0.00x0.00x0.00x0.00x0.00x0.00x

Ratio

RatioQ4 2025Q4 2024Q4 2023Q4 2022Q4 2021Q4 2020Q4 2019Q4 2018Q4 2017Q4 2016
Cash Ratio0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Liquidity Ratio0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Interest Coverage0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Operating Cash Flow to Investing Cash Flow230.1%91.3%83.3%104.3%305.9%115.6%149.5%-23.8%46.8%75.4%
Quality of Earnings134.7%98.1%119.4%82.9%401.4%187.8%181.8%19.0%41.4%221.3%
Cash received to Sales0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%

Financial

RupiahQ4 2025Q4 2024Q4 2023Q4 2022Q4 2021Q4 2020Q4 2019Q4 2018Q4 2017Q4 2016
Pendapatan118,57112,78104,0588,8280,3178,5677,4568,7664,1659,83
Laba Kotor105,21100,2491,7880,5770,8267,3264,0957,2952,2149,48
Laba Usaha71,2668,2260,1850,4738,8433,5736,2932,7129,1625,84
Laba Bersih57,5654,8548,6640,7631,4427,1528,5725,8523,3220,63
Aset1.586,831.449,31.408,111.314,731.228,341.075,57918,99824,79750,32676,74
Ekuitas281,69262,84242,54221,18202,85184,71174,14151,75131,4112,72
Liabilitas1.305,141.186,471.165,571.093,551.025,5890,86744,85673,03618,92564,02
Operating Cash Flow77,5153,8258,1233,78126,1950,9851,944,919,6645,67
Investing Cash Flow-33,69-58,95-69,8-32,38-41,25-44,12-34,7320,63-20,62-60,6
Financing Cash Flow-41,71-33,33-25,07-19,12-14,1-15,55-7,33-7,3-6,66-3,66

Financial Growth

Growth %Q4 2025Q4 2024Q4 2023Q4 2022Q4 2021Q4 2020Q4 2019Q4 2018Q4 2017Q4 2016
Pendapatan5.1%8.4%17.1%10.6%2.2%1.4%12.6%7.2%7.2%0.0%
Laba Kotor5.0%9.2%13.9%13.8%5.2%5.0%11.9%9.7%5.5%0.0%
Laba Usaha4.5%13.4%19.2%29.9%15.7%-7.5%11.0%12.2%12.8%0.0%
Laba Bersih4.9%12.7%19.4%29.6%15.8%-5.0%10.5%10.9%13.0%0.0%
Aset9.5%2.9%7.1%7.0%14.2%17.0%11.4%9.9%10.9%0.0%
Ekuitas7.2%8.4%9.7%9.0%9.8%6.1%14.8%15.5%16.6%0.0%
Liabilitas10.0%1.8%6.6%6.6%15.1%19.6%10.7%8.7%9.7%0.0%
Operating Cash Flow44.0%-7.4%72.0%-73.2%147.5%-1.9%957.3%-49.1%-78.9%0.0%
Investing Cash Flow-42.8%-15.5%115.5%-21.5%-6.5%27.0%-268.4%-200.0%-66.0%0.0%
Financing Cash Flow25.1%32.9%31.1%35.6%-9.4%112.0%0.5%9.6%81.7%0.0%