Q4 2025
BBNIPT Bank Negara Indonesia (Persero) Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:8801
Margin of Safety:135.96%
ROE:13.83%
EPS Growth Method
Fair Value:17645
Margin of Safety:373.05%
CAGR 5Y:43.36%
ROE Method
Fair Value:6370
Margin of Safety:70.77%
Fair PBV:1.38
PB Band
Rata-rata:1.39x
Median:1.35x
PE Band
Rata-rata:11.22x
Median:9.98x
Harga Saat Ini:4530
Rata-rata Fair Value:10939
Median Fair Value:8801
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:6770
EPS Growth Method:13573
ROE Method:4900
PE Band:5634
PB Band:5997
Rata-rata:7375
PB Band
PB rata-rata1.1x
Fair Value:6215
Margin of Safety:37.2%
PE Band
PE rata-rata10.0x
Fair Value:6523
Margin of Safety:44.0%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 4604 |
| Year 1 | 5241 |
| Year 2 | 5966 |
| Year 3 | 6792 |
| Year 4 | 7732 |
| Year 5 | 8801 |
Return on Equity (ROE):13.83%
Book Value:4604.36
Fair Value:8801
Price:4530
Margin of Safety:135.96%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 537 | 9518 |
| Year 1 | 770 | 10136 |
| Year 2 | 1104 | 10795 |
| Year 3 | 1583 | 11497 |
| Year 4 | 2269 | 12244 |
| Year 5 | 3253 | 13040 |
CAGR 5Y:43.36%
EPS:537.32
Fair Value:17645
Price:4530
Margin of Safety:373.05%
ROE Method
ROE:13.83%
Book Value:4604.36
Fair PBV:1.38
Fair Value:6370
Margin of Safety:70.77%