Q1 2026
BBTNPT Bank Tabungan Negara (Persero) Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:4773
Margin of Safety:294.48%
ROE:12.75%
EPS Growth Method
Fair Value:5361
Margin of Safety:343.10%
CAGR 5Y:9.29%
ROE Method
Fair Value:3340
Margin of Safety:176.00%
Fair PBV:1.27
PB Band
Rata-rata:1.01x
Median:0.95x
PE Band
Rata-rata:7.08x
Median:8.50x
Harga Saat Ini:1305
Rata-rata Fair Value:4491
Median Fair Value:4773
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:3672
EPS Growth Method:4124
ROE Method:2569
PE Band:1551
PB Band:2203
Rata-rata:2824
PB Band
PB rata-rata0.6x
Fair Value:1703
Margin of Safety:30.5%
PE Band
PE rata-rata5.5x
Fair Value:1579
Margin of Safety:21.0%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 2620 |
| Year 1 | 2954 |
| Year 2 | 3330 |
| Year 3 | 3755 |
| Year 4 | 4234 |
| Year 5 | 4773 |
Return on Equity (ROE):12.75%
Book Value:2619.92
Fair Value:4773
Price:1305
Margin of Safety:294.48%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 264 | 2001 |
| Year 1 | 289 | 2131 |
| Year 2 | 315 | 2270 |
| Year 3 | 345 | 2417 |
| Year 4 | 377 | 2574 |
| Year 5 | 412 | 2742 |
CAGR 5Y:9.29%
EPS:264.02
Fair Value:5361
Price:1305
Margin of Safety:343.10%
ROE Method
ROE:12.75%
Book Value:2619.92
Fair PBV:1.27
Fair Value:3340
Margin of Safety:176.00%