Q4 2025
BFINPT BFI Finance Indonesia Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:2251
Margin of Safety:226.16%
ROE:26.01%
EPS Growth Method
Fair Value:2057
Margin of Safety:198.13%
CAGR 5Y:17.65%
ROE Method
Fair Value:1842
Margin of Safety:167.02%
Fair PBV:2.60
PB Band
Rata-rata:1.41x
Median:1.29x
PE Band
Rata-rata:8.69x
Median:7.29x
Harga Saat Ini:720
Rata-rata Fair Value:2050
Median Fair Value:2057
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:1731
EPS Growth Method:1582
ROE Method:1417
PE Band:734
PB Band:800
Rata-rata:1253
PB Band
PB rata-rata1.8x
Fair Value:1358
Margin of Safety:88.6%
PE Band
PE rata-rata11.2x
Fair Value:1233
Margin of Safety:71.3%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 708 |
| Year 1 | 893 |
| Year 2 | 1125 |
| Year 3 | 1417 |
| Year 4 | 1786 |
| Year 5 | 2251 |
Return on Equity (ROE):26.01%
Book Value:708.34
Fair Value:2251
Price:720
Margin of Safety:226.16%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 105 | 984 |
| Year 1 | 124 | 1048 |
| Year 2 | 146 | 1117 |
| Year 3 | 171 | 1189 |
| Year 4 | 202 | 1266 |
| Year 5 | 237 | 1349 |
CAGR 5Y:17.65%
EPS:105.18
Fair Value:2057
Price:720
Margin of Safety:198.13%
ROE Method
ROE:26.01%
Book Value:708.34
Fair PBV:2.60
Fair Value:1842
Margin of Safety:167.02%