Q4 2025
BMASPT Bank Maspion Indonesia Tbk
Laba Rugi
Neraca
Margin Profitabilitas
Return on Assets & Equity
Leverage
Income Statement Flow
Q3 2025
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Dupont Ratio
| Dupont Ratio | Q3 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 45.1% | 47.1% | 44.2% | 44.3% | 30.7% | 36.3% | 40.5% | 46.0% | 46.1% | 44.3% |
| Operating Profit Margin | -22.9% | -21.0% | 7.0% | 15.8% | 11.2% | 13.8% | 14.0% | 13.7% | 18.5% | 17.5% |
| Net Profit Margin | -17.6% | -16.3% | 5.3% | 12.1% | 8.9% | 10.6% | 10.0% | 13.9% | 14.0% | 13.0% |
| Other Burdens | 76.7% | 77.9% | 75.2% | 76.5% | 79.6% | 77.3% | 71.8% | 101.5% | 75.7% | 74.4% |
| Total Asset Turnover | 0.07x | 0.07x | 0.06x | 0.06x | 0.06x | 0.06x | 0.08x | 0.08x | 0.08x | 0.10x |
| Equity Multiplier | 3.36x | 3.45x | 2.92x | 4.74x | 10.69x | 7.87x | 6.16x | 5.57x | 5.21x | 4.93x |
| Return on Asset | -1.6% | -1.4% | 0.4% | 1.0% | 0.7% | 0.9% | 1.1% | 1.0% | 1.5% | 1.7% |
| Return on Equity | -5.4% | -4.9% | 1.3% | 4.8% | 7.6% | 6.8% | 6.8% | 5.8% | 7.9% | 8.2% |
| Debt to Equity | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
Ratio
| Ratio | Q3 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Liquidity Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Interest Coverage | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Cash Flow to Investing Cash Flow | 88.4% | -2213.9% | -349.3% | -329.3% | 207.8% | 2977.0% | 141.7% | -133.9% | 52.0% | -456.3% |
| Quality of Earnings | -325.4% | 122.2% | -5044.6% | -1322.7% | 3275.5% | 311.1% | 767.4% | 289.6% | 336.1% | -276.4% |
| Cash received to Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Financial
Format: Triliun (T)
| Rupiah | Q3 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | 1,54 | 1,51 | 1,2 | 0,95 | 0,9 | 0,63 | 0,6 | 0,51 | 0,5 | 0,52 |
| Laba Kotor | 0,69 | 0,71 | 0,53 | 0,42 | 0,28 | 0,23 | 0,24 | 0,23 | 0,23 | 0,23 |
| Laba Usaha | -0,35 | -0,32 | 0,08 | 0,15 | 0,1 | 0,09 | 0,08 | 0,07 | 0,09 | 0,09 |
| Laba Bersih | -0,27 | -0,25 | 0,06 | 0,11 | 0,08 | 0,07 | 0,06 | 0,07 | 0,07 | 0,07 |
| Aset | 21,9 | 22,3 | 19,66 | 14,94 | 14,23 | 10,11 | 7,57 | 6,69 | 6,05 | 5,48 |
| Ekuitas | 6,51 | 6,46 | 6,72 | 3,15 | 1,33 | 1,28 | 1,23 | 1,2 | 1,16 | 1,11 |
| Liabilitas | 15,42 | 15,84 | 12,94 | 11,8 | 12,9 | 8,83 | 6,34 | 5,49 | 4,89 | 4,37 |
| Operating Cash Flow | 0,88 | -0,3 | -3,19 | -1,52 | 2,63 | 0,21 | 0,46 | 0,21 | 0,23 | -0,19 |
| Investing Cash Flow | -1 | -0,01 | -0,91 | -0,46 | -1,26 | -0,01 | -0,32 | 0,15 | -0,45 | -0,04 |
| Financing Cash Flow | 0 | 0 | 3,5 | 1,71 | -0,03 | 0 | -0,04 | -0,04 | 0 | 0,2 |
Financial Growth
| Growth % | Q3 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | 1.9% | 25.8% | 26.5% | 5.6% | 42.9% | 5.9% | 16.4% | 3.1% | -5.3% | 0.0% |
| Laba Kotor | -2.5% | 34.0% | 26.3% | 52.1% | 20.8% | -4.9% | 2.6% | 2.8% | -1.3% | 0.0% |
| Laba Usaha | 11.4% | -476.9% | -44.0% | 49.2% | 16.1% | 4.1% | 19.0% | -23.7% | 0.2% | 0.0% |
| Laba Bersih | 9.5% | -490.8% | -45.0% | 43.4% | 19.7% | 12.1% | -15.9% | 2.2% | 2.0% | 0.0% |
| Aset | -1.8% | 13.4% | 31.6% | 5.0% | 40.8% | 33.6% | 13.1% | 10.6% | 10.5% | 0.0% |
| Ekuitas | 0.7% | -3.9% | 113.2% | 136.8% | 3.7% | 4.5% | 2.3% | 3.3% | 4.5% | 0.0% |
| Liabilitas | -2.7% | 22.4% | 9.7% | -8.5% | 46.2% | 39.2% | 15.4% | 12.3% | 12.0% | 0.0% |
| Operating Cash Flow | -391.6% | -90.5% | 109.9% | -157.9% | 1159.9% | -54.5% | 122.9% | -12.0% | -224.0% | 0.0% |
| Investing Cash Flow | 7202.0% | -98.5% | 97.9% | -63.5% | 17947.8% | -97.8% | -310.6% | -134.2% | 988.5% | 0.0% |
| Financing Cash Flow | 0 | -100.0% | 105.1% | -5223.7% | 0 | -100.0% | 0.0% | 0 | -100.0% | 0.0% |