Q1 2026
BNGAPT Bank CIMB Niaga Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:4717
Margin of Safety:200.47%
ROE:15.05%
EPS Growth Method
Fair Value:5278
Margin of Safety:236.19%
CAGR 5Y:10.86%
ROE Method
Fair Value:3522
Margin of Safety:124.33%
Fair PBV:1.50
PB Band
Rata-rata:0.99x
Median:0.80x
PE Band
Rata-rata:9.85x
Median:7.25x
Harga Saat Ini:1600
Rata-rata Fair Value:4506
Median Fair Value:4717
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:3629
EPS Growth Method:4060
ROE Method:2709
PE Band:2101
PB Band:1809
Rata-rata:2862
PB Band
PB rata-rata0.8x
Fair Value:1808
Margin of Safety:13.0%
PE Band
PE rata-rata6.4x
Fair Value:1787
Margin of Safety:11.7%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 2340 |
| Year 1 | 2693 |
| Year 2 | 3098 |
| Year 3 | 3564 |
| Year 4 | 4100 |
| Year 5 | 4717 |
Return on Equity (ROE):15.05%
Book Value:2340.31
Fair Value:4717
Price:1600
Margin of Safety:200.47%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 272 | 2144 |
| Year 1 | 301 | 2284 |
| Year 2 | 334 | 2432 |
| Year 3 | 371 | 2590 |
| Year 4 | 411 | 2759 |
| Year 5 | 455 | 2938 |
CAGR 5Y:10.86%
EPS:271.92
Fair Value:5278
Price:1600
Margin of Safety:236.19%
ROE Method
ROE:15.05%
Book Value:2340.31
Fair PBV:1.50
Fair Value:3522
Margin of Safety:124.33%