Q4 2025
BNGAPT Bank CIMB Niaga Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:4655
Margin of Safety:192.80%
ROE:15.10%
EPS Growth Method
Fair Value:6863
Margin of Safety:331.61%
CAGR 5Y:28.09%
ROE Method
Fair Value:3480
Margin of Safety:118.86%
Fair PBV:1.51
PB Band
Rata-rata:0.99x
Median:0.82x
PE Band
Rata-rata:9.91x
Median:7.42x
Harga Saat Ini:1885
Rata-rata Fair Value:4999
Median Fair Value:4655
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:3581
EPS Growth Method:5279
ROE Method:2677
PE Band:2473
PB Band:2084
Rata-rata:3219
PB Band
PB rata-rata0.7x
Fair Value:2044
Margin of Safety:8.4%
PE Band
PE rata-rata6.6x
Fair Value:2135
Margin of Safety:13.3%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 2304 |
| Year 1 | 2652 |
| Year 2 | 3053 |
| Year 3 | 3514 |
| Year 4 | 4045 |
| Year 5 | 4655 |
Return on Equity (ROE):15.10%
Book Value:2304.49
Fair Value:4655
Price:1885
Margin of Safety:192.80%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 274 | 3327 |
| Year 1 | 350 | 3543 |
| Year 2 | 449 | 3773 |
| Year 3 | 575 | 4019 |
| Year 4 | 736 | 4280 |
| Year 5 | 943 | 4558 |
CAGR 5Y:28.09%
EPS:273.51
Fair Value:6863
Price:1885
Margin of Safety:331.61%
ROE Method
ROE:15.10%
Book Value:2304.49
Fair PBV:1.51
Fair Value:3480
Margin of Safety:118.86%