Q4 2025
INPCPT Bank Artha Graha Internasional Tbk
Laba Rugi
Neraca
Margin Profitabilitas
Return on Assets & Equity
Leverage
Income Statement Flow
Q4 2025
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Dupont Ratio
| Dupont Ratio | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 43.1% | 55.3% | 66.1% | 65.9% | 50.0% | 37.4% | 46.9% | 52.9% | 49.4% | 44.3% |
| Operating Profit Margin | -34.3% | 12.0% | 12.6% | 4.4% | -13.3% | 2.5% | -3.6% | 3.8% | 4.3% | 4.5% |
| Net Profit Margin | -33.4% | 9.3% | 9.9% | 3.8% | -11.0% | 1.3% | -3.0% | 2.4% | 2.8% | 3.2% |
| Other Burdens | 97.4% | 77.3% | 78.4% | 87.3% | 82.4% | 49.8% | 81.0% | 62.3% | 66.3% | 72.0% |
| Total Asset Turnover | 0.06x | 0.05x | 0.06x | 0.06x | 0.06x | 0.06x | 0.08x | 0.09x | 0.09x | 0.09x |
| Equity Multiplier | 7.25x | 6.94x | 6.26x | 6.35x | 6.61x | 8.58x | 5.63x | 5.67x | 6.15x | 5.93x |
| Return on Asset | -2.1% | 0.7% | 0.7% | 0.2% | -0.8% | 0.1% | -0.3% | 0.3% | 0.4% | 0.4% |
| Return on Equity | -15.3% | 4.5% | 4.5% | 1.6% | -5.2% | 1.2% | -1.6% | 1.9% | 2.3% | 2.3% |
| Debt to Equity | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
Ratio
| Ratio | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Liquidity Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Interest Coverage | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Cash Flow to Investing Cash Flow | 352.8% | 161.3% | -134.8% | 400.6% | 72.8% | 81.6% | 61.9% | -271.2% | 93.9% | -520.5% |
| Quality of Earnings | 205.3% | 3824.3% | -353.1% | 1099.8% | 1805.5% | 23942.5% | -1009.3% | 2180.0% | 1431.0% | -2256.3% |
| Cash received to Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Financial
Format: Triliun (T)
| Rupiah | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | 1,7 | 1,65 | 1,48 | 1,44 | 1,53 | 1,69 | 1,98 | 2,26 | 2,4 | 2,27 |
| Laba Kotor | 0,73 | 0,91 | 0,98 | 0,95 | 0,77 | 0,63 | 0,93 | 1,2 | 1,18 | 1,01 |
| Laba Usaha | -0,58 | 0,2 | 0,19 | 0,06 | -0,2 | 0,04 | -0,07 | 0,09 | 0,1 | 0,1 |
| Laba Bersih | -0,57 | 0,15 | 0,15 | 0,05 | -0,17 | 0,02 | -0,06 | 0,05 | 0,07 | 0,07 |
| Aset | 27,57 | 30,13 | 26,1 | 25,44 | 26,13 | 30,53 | 25,53 | 26,03 | 27,73 | 26,22 |
| Ekuitas | 3,8 | 4,34 | 4,17 | 4 | 3,95 | 3,56 | 4,54 | 4,59 | 4,51 | 4,42 |
| Liabilitas | 23,77 | 25,79 | 21,93 | 21,43 | 22,17 | 26,97 | 21 | 21,44 | 23,22 | 21,8 |
| Operating Cash Flow | -1,17 | 5,83 | -0,52 | 0,6 | -3,03 | 5,12 | 0,59 | 1,17 | 0,97 | -1,64 |
| Investing Cash Flow | 0,33 | -3,61 | -0,38 | -0,15 | 4,17 | -6,27 | -0,95 | 0,43 | -1,04 | -0,32 |
| Financing Cash Flow | 0 | 0 | 0 | 0 | 0,49 | 0,2 | -0,1 | -0,1 | -0,1 | 0,2 |
Financial Growth
| Growth % | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | 3.3% | 10.9% | 3.0% | -6.0% | -9.1% | -14.6% | -12.7% | -5.6% | 5.8% | 0.0% |
| Laba Kotor | -19.4% | -7.3% | 3.3% | 23.8% | 21.5% | -31.8% | -22.6% | 1.1% | 17.8% | 0.0% |
| Laba Usaha | -395.5% | 5.4% | 196.9% | -130.9% | -575.6% | -159.5% | -183.6% | -16.1% | 1.6% | 0.0% |
| Laba Bersih | -472.2% | 3.9% | 166.8% | -132.7% | -886.4% | -136.6% | -208.8% | -21.3% | -6.5% | 0.0% |
| Aset | -8.5% | 15.4% | 2.6% | -2.6% | -14.4% | 19.6% | -1.9% | -6.1% | 5.7% | 0.0% |
| Ekuitas | -12.4% | 4.0% | 4.2% | 1.3% | 11.1% | -21.5% | -1.1% | 1.8% | 1.9% | 0.0% |
| Liabilitas | -7.8% | 17.6% | 2.3% | -3.3% | -17.8% | 28.4% | -2.1% | -7.7% | 6.5% | 0.0% |
| Operating Cash Flow | -120.0% | -1225.4% | -185.7% | -119.9% | -159.3% | 768.9% | -49.6% | 20.0% | -159.3% | 0.0% |
| Investing Cash Flow | -109.1% | 840.1% | 154.6% | -103.6% | -166.5% | 559.6% | -320.5% | -141.5% | 228.7% | 0.0% |
| Financing Cash Flow | 0 | 0 | 0 | -100.0% | 145.7% | -296.2% | 0.0% | 0.0% | -152.1% | 0.0% |