Q4 2025
LIFEPT MSIG Life Insurance Indonesia Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:4821
Margin of Safety:-22.25%
ROE:3.53%
EPS Growth Method
Fair Value:4698
Margin of Safety:-24.22%
CAGR 5Y:-9.03%
ROE Method
Fair Value:1431
Margin of Safety:-76.91%
Fair PBV:0.35
PB Band
Rata-rata:1.48x
Median:1.66x
PE Band
Rata-rata:54.90x
Median:50.27x
Harga Saat Ini:7200
Rata-rata Fair Value:3650
Median Fair Value:4698
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:3708
EPS Growth Method:3614
ROE Method:1101
PE Band:4816
PB Band:5360
Rata-rata:3720
PB Band
PB rata-rata1.7x
Fair Value:8208
Margin of Safety:14.0%
PE Band
PE rata-rata70.3x
Fair Value:8011
Margin of Safety:11.3%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 4053 |
| Year 1 | 4196 |
| Year 2 | 4344 |
| Year 3 | 4497 |
| Year 4 | 4656 |
| Year 5 | 4821 |
Return on Equity (ROE):3.53%
Book Value:4052.57
Fair Value:4821
Price:7200
Margin of Safety:-22.25%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 98 | 471 |
| Year 1 | 89 | 502 |
| Year 2 | 81 | 534 |
| Year 3 | 74 | 569 |
| Year 4 | 67 | 606 |
| Year 5 | 61 | 646 |
CAGR 5Y:-9.03%
EPS:98.2
Fair Value:4698
Price:7200
Margin of Safety:-24.22%
ROE Method
ROE:3.53%
Book Value:4052.57
Fair PBV:0.35
Fair Value:1431
Margin of Safety:-76.91%