Q4 2025
NISPPT Bank OCBC NISP Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:3777
Margin of Safety:204.59%
ROE:14.59%
EPS Growth Method
Fair Value:4850
Margin of Safety:291.14%
CAGR 5Y:19.20%
ROE Method
Fair Value:2789
Margin of Safety:124.95%
Fair PBV:1.46
PB Band
Rata-rata:0.96x
Median:0.91x
PE Band
Rata-rata:9.47x
Median:8.85x
Harga Saat Ini:1540
Rata-rata Fair Value:3805
Median Fair Value:3777
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:2905
EPS Growth Method:3731
ROE Method:2146
PE Band:1995
PB Band:1746
Rata-rata:2505
PB Band
PB rata-rata0.6x
Fair Value:1532
Margin of Safety:-0.5%
PE Band
PE rata-rata6.3x
Fair Value:1726
Margin of Safety:12.1%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 1911 |
| Year 1 | 2190 |
| Year 2 | 2510 |
| Year 3 | 2876 |
| Year 4 | 3296 |
| Year 5 | 3777 |
Return on Equity (ROE):14.59%
Book Value:1911.34
Fair Value:3777
Price:1540
Margin of Safety:204.59%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 220 | 2145 |
| Year 1 | 263 | 2284 |
| Year 2 | 313 | 2433 |
| Year 3 | 373 | 2591 |
| Year 4 | 445 | 2759 |
| Year 5 | 530 | 2939 |
CAGR 5Y:19.20%
EPS:220.41
Fair Value:4850
Price:1540
Margin of Safety:291.14%
ROE Method
ROE:14.59%
Book Value:1911.34
Fair PBV:1.46
Fair Value:2789
Margin of Safety:124.95%