Q4 2025
TUGUPT Asuransi Tugu Pratama Indonesia Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:4122
Margin of Safety:278.18%
ROE:9.25%
EPS Growth Method
Fair Value:5575
Margin of Safety:411.44%
CAGR 5Y:22.90%
ROE Method
Fair Value:2451
Margin of Safety:124.82%
Fair PBV:0.93
PB Band
Rata-rata:0.43x
Median:0.40x
PE Band
Rata-rata:9.61x
Median:8.96x
Harga Saat Ini:1260
Rata-rata Fair Value:4049
Median Fair Value:4122
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:3171
EPS Growth Method:4288
ROE Method:1885
PE Band:1709
PB Band:1020
Rata-rata:2415
PB Band
PB rata-rata0.4x
Fair Value:1191
Margin of Safety:-5.5%
PE Band
PE rata-rata8.7x
Fair Value:2002
Margin of Safety:58.9%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 2648 |
| Year 1 | 2893 |
| Year 2 | 3161 |
| Year 3 | 3453 |
| Year 4 | 3773 |
| Year 5 | 4122 |
Return on Equity (ROE):9.25%
Book Value:2648.18
Fair Value:4122
Price:1260
Margin of Safety:278.18%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 200 | 2136 |
| Year 1 | 246 | 2275 |
| Year 2 | 302 | 2423 |
| Year 3 | 371 | 2580 |
| Year 4 | 456 | 2748 |
| Year 5 | 561 | 2927 |
CAGR 5Y:22.90%
EPS:199.98
Fair Value:5575
Price:1260
Margin of Safety:411.44%
ROE Method
ROE:9.25%
Book Value:2648.18
Fair PBV:0.93
Fair Value:2451
Margin of Safety:124.82%