Q4 2025
VINSPT Victoria Insurance Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:213
Margin of Safety:29.01%
ROE:6.02%
EPS Growth Method
Fair Value:270
Margin of Safety:63.83%
CAGR 5Y:16.21%
ROE Method
Fair Value:96
Margin of Safety:-42.03%
Fair PBV:0.60
PB Band
Rata-rata:0.91x
Median:0.95x
PE Band
Rata-rata:20.75x
Median:18.31x
Harga Saat Ini:163
Rata-rata Fair Value:193
Median Fair Value:213
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:164
EPS Growth Method:208
ROE Method:74
PE Band:142
PB Band:110
Rata-rata:139
PB Band
PB rata-rata1.1x
Fair Value:173
Margin of Safety:5.8%
PE Band
PE rata-rata23.0x
Fair Value:205
Margin of Safety:25.5%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 159 |
| Year 1 | 168 |
| Year 2 | 179 |
| Year 3 | 189 |
| Year 4 | 201 |
| Year 5 | 213 |
Return on Equity (ROE):6.02%
Book Value:158.92
Fair Value:213
Price:163
Margin of Safety:29.01%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 9 | 81 |
| Year 1 | 10 | 87 |
| Year 2 | 12 | 92 |
| Year 3 | 14 | 98 |
| Year 4 | 16 | 105 |
| Year 5 | 19 | 111 |
CAGR 5Y:16.21%
EPS:9.01
Fair Value:270
Price:163
Margin of Safety:63.83%
ROE Method
ROE:6.02%
Book Value:158.92
Fair PBV:0.60
Fair Value:96
Margin of Safety:-42.03%