Q4 2025
BJTMPT Bank Pembangunan Daerah Jawa Timur Tbk
Laba Rugi
Neraca
Margin Profitabilitas
Return on Assets & Equity
Leverage
Income Statement Flow
Q4 2025
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Dupont Ratio
| Dupont Ratio | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 70.1% | 68.3% | 68.5% | 71.4% | 70.3% | 66.6% | 68.5% | 70.9% | 71.3% | 70.5% |
| Operating Profit Margin | 19.8% | 19.8% | 25.2% | 28.2% | 26.9% | 24.9% | 30.8% | 32.8% | 33.6% | 29.6% |
| Net Profit Margin | 15.7% | 15.5% | 20.0% | 22.4% | 22.9% | 24.5% | 23.6% | 24.2% | 23.7% | 21.0% |
| Other Burdens | 79.3% | 78.2% | 79.2% | 79.5% | 85.0% | 98.2% | 76.6% | 73.9% | 70.6% | 70.8% |
| Total Asset Turnover | 0.06x | 0.07x | 0.07x | 0.07x | 0.07x | 0.07x | 0.08x | 0.08x | 0.09x | 0.11x |
| Equity Multiplier | 7.50x | 8.09x | 8.55x | 9.00x | 9.23x | 8.36x | 8.35x | 7.40x | 6.59x | 5.97x |
| Return on Asset | 1.2% | 1.4% | 1.8% | 1.9% | 1.8% | 1.8% | 2.3% | 2.7% | 3.2% | 3.4% |
| Return on Equity | 9.1% | 11.3% | 15.3% | 17.0% | 16.4% | 15.2% | 19.6% | 20.1% | 21.0% | 20.1% |
| Debt to Equity | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
Ratio
| Ratio | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Liquidity Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Interest Coverage | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Cash Flow to Investing Cash Flow | 53.9% | -802.9% | 142.5% | 101.7% | 147.1% | 0.6% | 130.2% | 307.7% | 447.2% | 52.7% |
| Quality of Earnings | -375.4% | -325.7% | -659.6% | -566.9% | 1717.7% | 2.1% | 169.8% | 748.0% | 574.7% | -110.1% |
| Cash received to Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Financial
Format: Triliun (T)
| Rupiah | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | 10,29 | 8,38 | 7,36 | 6,88 | 6,66 | 6,09 | 5,84 | 5,2 | 4,89 | 4,9 |
| Laba Kotor | 7,22 | 5,73 | 5,04 | 4,92 | 4,68 | 4,06 | 4 | 3,69 | 3,48 | 3,46 |
| Laba Usaha | 2,04 | 1,66 | 1,86 | 1,94 | 1,79 | 1,52 | 1,8 | 1,71 | 1,64 | 1,45 |
| Laba Bersih | 1,62 | 1,3 | 1,47 | 1,54 | 1,52 | 1,49 | 1,38 | 1,26 | 1,16 | 1,03 |
| Aset | 168,85 | 118,14 | 103,85 | 103,03 | 100,72 | 83,62 | 76,72 | 62,69 | 51,52 | 43,03 |
| Ekuitas | 22,5 | 14,6 | 12,15 | 11,45 | 10,91 | 10 | 9,19 | 8,47 | 7,82 | 7,21 |
| Liabilitas | 146,36 | 103,54 | 91,7 | 91,59 | 89,81 | 73,61 | 67,53 | 54,22 | 43,7 | 35,82 |
| Operating Cash Flow | -6,07 | -4,22 | -9,7 | -8,75 | 26,16 | 0,03 | 2,34 | 9,43 | 6,66 | -1,13 |
| Investing Cash Flow | 11,27 | -0,53 | 6,8 | 8,6 | -17,79 | -5,23 | -1,8 | -3,06 | -1,49 | 2,15 |
| Financing Cash Flow | 4,41 | -0,91 | -0,75 | -0,83 | -0,71 | -1,96 | 0,48 | -1,23 | -0,32 | -0,15 |
Financial Growth
| Growth % | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | 22.8% | 13.9% | 6.9% | 3.4% | 9.3% | 4.3% | 12.3% | 6.4% | -0.3% | 0.0% |
| Laba Kotor | 26.0% | 13.6% | 2.5% | 5.1% | 15.3% | 1.4% | 8.4% | 5.8% | 0.8% | 0.0% |
| Laba Usaha | 23.1% | -10.7% | -4.4% | 8.4% | 18.1% | -15.6% | 5.3% | 3.8% | 13.2% | 0.0% |
| Laba Bersih | 24.8% | -11.9% | -4.7% | 1.3% | 2.3% | 8.2% | 9.2% | 8.7% | 12.8% | 0.0% |
| Aset | 42.9% | 13.8% | 0.8% | 2.3% | 20.5% | 9.0% | 22.4% | 21.7% | 19.7% | 0.0% |
| Ekuitas | 54.1% | 20.2% | 6.2% | 4.9% | 9.1% | 8.9% | 8.4% | 8.4% | 8.4% | 0.0% |
| Liabilitas | 41.3% | 12.9% | 0.1% | 2.0% | 22.0% | 9.0% | 24.6% | 24.1% | 22.0% | 0.0% |
| Operating Cash Flow | 43.8% | -56.5% | 10.9% | -133.4% | 83040.9% | -98.7% | -75.2% | 41.5% | -688.6% | 0.0% |
| Investing Cash Flow | -2243.8% | -107.7% | -20.9% | -148.4% | 239.8% | 191.5% | -41.4% | 105.6% | -169.3% | 0.0% |
| Financing Cash Flow | -582.9% | 22.1% | -9.7% | 16.6% | -63.7% | -511.8% | -138.6% | 289.3% | 115.6% | 0.0% |