Q4 2025
BJTMPT Bank Pembangunan Daerah Jawa Timur Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:1403
Margin of Safety:172.43%
ROE:9.07%
EPS Growth Method
Fair Value:1791
Margin of Safety:247.82%
CAGR 5Y:1.67%
ROE Method
Fair Value:824
Margin of Safety:60.05%
Fair PBV:0.91
PB Band
Rata-rata:0.93x
Median:1.03x
PE Band
Rata-rata:6.59x
Median:7.10x
Harga Saat Ini:570
Rata-rata Fair Value:1340
Median Fair Value:1403
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:1079
EPS Growth Method:1378
ROE Method:634
PE Band:577
PB Band:720
Rata-rata:878
PB Band
PB rata-rata0.8x
Fair Value:817
Margin of Safety:43.3%
PE Band
PE rata-rata6.5x
Fair Value:737
Margin of Safety:29.4%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 909 |
| Year 1 | 992 |
| Year 2 | 1081 |
| Year 3 | 1179 |
| Year 4 | 1286 |
| Year 5 | 1403 |
Return on Equity (ROE):9.07%
Book Value:909.08
Fair Value:1403
Price:570
Margin of Safety:172.43%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 103 | 644 |
| Year 1 | 105 | 686 |
| Year 2 | 106 | 730 |
| Year 3 | 108 | 778 |
| Year 4 | 110 | 828 |
| Year 5 | 112 | 882 |
CAGR 5Y:1.67%
EPS:102.93
Fair Value:1791
Price:570
Margin of Safety:247.82%
ROE Method
ROE:9.07%
Book Value:909.08
Fair PBV:0.91
Fair Value:824
Margin of Safety:60.05%