Q4 2025
BNLIPT Bank Permata Tbk
Laba Rugi
Neraca
Margin Profitabilitas
Return on Assets & Equity
Leverage
Income Statement Flow
Q4 2025
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Dupont Ratio
| Dupont Ratio | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 62.1% | 60.8% | 63.5% | 71.7% | 67.8% | 58.6% | 53.2% | 53.5% | 51.9% | 45.4% |
| Operating Profit Margin | 25.0% | 24.5% | 19.1% | 18.2% | 11.9% | 12.4% | 15.6% | 10.0% | 7.7% | -55.0% |
| Net Profit Margin | 19.4% | 19.0% | 14.7% | 14.1% | 9.3% | 5.5% | 11.7% | 7.4% | 6.0% | -41.3% |
| Other Burdens | 77.5% | 77.4% | 77.2% | 77.0% | 78.6% | 44.7% | 74.6% | 73.9% | 78.7% | 75.1% |
| Total Asset Turnover | 0.07x | 0.07x | 0.07x | 0.06x | 0.06x | 0.07x | 0.08x | 0.08x | 0.08x | 0.09x |
| Equity Multiplier | 5.85x | 6.08x | 6.44x | 6.78x | 6.40x | 5.64x | 6.72x | 6.81x | 6.90x | 8.58x |
| Return on Asset | 1.7% | 1.8% | 1.3% | 1.0% | 0.7% | 0.8% | 1.2% | 0.8% | 0.6% | -5.2% |
| Return on Equity | 10.1% | 10.8% | 8.4% | 6.9% | 4.3% | 4.6% | 8.4% | 5.4% | 4.4% | -44.8% |
| Debt to Equity | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
Ratio
| Ratio | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Liquidity Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Interest Coverage | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Cash Flow to Investing Cash Flow | 96.6% | 42.8% | 593.2% | 511.1% | 215.7% | -13.7% | 75.6% | 42.4% | 271.6% | 56.2% |
| Quality of Earnings | 123.5% | 220.9% | -1219.0% | 845.5% | 2827.3% | 159.2% | -125.3% | -521.4% | -1789.6% | -82.3% |
| Cash received to Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Financial
Format: Triliun (T)
| Rupiah | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | 18,49 | 18,77 | 17,58 | 14,33 | 13,2 | 13,01 | 12,86 | 12,21 | 12,43 | 15,69 |
| Laba Kotor | 11,48 | 11,41 | 11,16 | 10,27 | 8,95 | 7,62 | 6,84 | 6,53 | 6,46 | 7,13 |
| Laba Usaha | 4,63 | 4,61 | 3,35 | 2,61 | 1,57 | 1,62 | 2,01 | 1,22 | 0,95 | -8,63 |
| Laba Bersih | 3,59 | 3,57 | 2,59 | 2,01 | 1,23 | 0,72 | 1,5 | 0,9 | 0,75 | -6,48 |
| Aset | 268,34 | 259,07 | 257,44 | 255,11 | 234,38 | 197,73 | 161,45 | 152,89 | 148,33 | 165,53 |
| Ekuitas | 45,85 | 42,6 | 39,99 | 37,62 | 36,61 | 35,07 | 24,04 | 22,45 | 21,51 | 19,29 |
| Liabilitas | 222,49 | 216,46 | 217,45 | 217,5 | 197,77 | 162,65 | 137,41 | 130,44 | 126,82 | 146,24 |
| Operating Cash Flow | 4,43 | 7,88 | -31,51 | 17,02 | 34,81 | 1,15 | -1,88 | -4,7 | -13,39 | 5,33 |
| Investing Cash Flow | -4,59 | -18,42 | 5,31 | -3,33 | -16,13 | 8,37 | 2,49 | 11,09 | 4,93 | -9,5 |
| Financing Cash Flow | -3,07 | -0,2 | 2,77 | -0,42 | -0,75 | -6,6 | 1,79 | -2,34 | 0,87 | 4,14 |
Financial Growth
| Growth % | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 | Q4 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | -1.5% | 6.8% | 22.7% | 8.5% | 1.5% | 1.1% | 5.3% | -1.8% | -20.8% | 0.0% |
| Laba Kotor | 0.6% | 2.2% | 8.7% | 14.7% | 17.4% | 11.5% | 4.7% | 1.1% | -9.4% | 0.0% |
| Laba Usaha | 0.5% | 37.6% | 28.2% | 67.0% | -3.1% | -19.7% | 64.9% | 28.2% | -111.0% | 0.0% |
| Laba Bersih | 0.6% | 38.0% | 28.4% | 63.5% | 70.6% | -51.9% | 66.5% | 20.4% | -111.5% | 0.0% |
| Aset | 3.6% | 0.6% | 0.9% | 8.8% | 18.5% | 22.5% | 5.6% | 3.1% | -10.4% | 0.0% |
| Ekuitas | 7.6% | 6.5% | 6.3% | 2.7% | 4.4% | 45.9% | 7.1% | 4.4% | 11.5% | 0.0% |
| Liabilitas | 2.8% | -0.5% | -0.0% | 10.0% | 21.6% | 18.4% | 5.3% | 2.9% | -13.3% | 0.0% |
| Operating Cash Flow | -43.7% | -125.0% | -285.1% | -51.1% | 2929.7% | -161.1% | -60.0% | -64.9% | -351.1% | 0.0% |
| Investing Cash Flow | -75.1% | -446.6% | -259.5% | -79.4% | -292.7% | 237.0% | -77.6% | 124.9% | -151.9% | 0.0% |
| Financing Cash Flow | 1461.6% | -107.1% | -763.4% | -44.4% | -88.6% | -468.9% | -176.4% | -369.6% | -79.0% | 0.0% |