Q4 2025
BNLIPT Bank Permata Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:2050
Margin of Safety:-31.89%
ROE:10.10%
EPS Growth Method
Fair Value:3369
Margin of Safety:11.94%
CAGR 5Y:37.82%
ROE Method
Fair Value:1280
Margin of Safety:-57.48%
Fair PBV:1.01
PB Band
Rata-rata:1.36x
Median:1.18x
PE Band
Rata-rata:19.18x
Median:13.32x
Harga Saat Ini:4130
Rata-rata Fair Value:2233
Median Fair Value:2050
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:1577
EPS Growth Method:2592
ROE Method:985
PE Band:2007
PB Band:1814
Rata-rata:1795
PB Band
PB rata-rata1.6x
Fair Value:2774
Margin of Safety:-32.8%
PE Band
PE rata-rata27.6x
Fair Value:3752
Margin of Safety:-9.2%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 1267 |
| Year 1 | 1395 |
| Year 2 | 1536 |
| Year 3 | 1691 |
| Year 4 | 1862 |
| Year 5 | 2050 |
Return on Equity (ROE):10.10%
Book Value:1267.17
Fair Value:2050
Price:4130
Margin of Safety:-31.89%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 99 | 1534 |
| Year 1 | 137 | 1634 |
| Year 2 | 188 | 1740 |
| Year 3 | 260 | 1853 |
| Year 4 | 358 | 1974 |
| Year 5 | 493 | 2102 |
CAGR 5Y:37.82%
EPS:99.15
Fair Value:3369
Price:4130
Margin of Safety:11.94%
ROE Method
ROE:10.10%
Book Value:1267.17
Fair PBV:1.01
Fair Value:1280
Margin of Safety:-57.48%