Q1 2026
BNLIPT Bank Permata Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:2090
Margin of Safety:-12.54%
ROE:10.42%
EPS Growth Method
Fair Value:2849
Margin of Safety:19.20%
CAGR 5Y:24.74%
ROE Method
Fair Value:1327
Margin of Safety:-44.50%
Fair PBV:1.04
PB Band
Rata-rata:1.34x
Median:1.18x
PE Band
Rata-rata:18.96x
Median:13.35x
Harga Saat Ini:2640
Rata-rata Fair Value:2089
Median Fair Value:2090
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:1608
EPS Growth Method:2191
ROE Method:1020
PE Band:1656
PB Band:1454
Rata-rata:1586
PB Band
PB rata-rata1.6x
Fair Value:2250
Margin of Safety:-14.8%
PE Band
PE rata-rata25.8x
Fair Value:2928
Margin of Safety:10.9%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 1274 |
| Year 1 | 1406 |
| Year 2 | 1553 |
| Year 3 | 1714 |
| Year 4 | 1893 |
| Year 5 | 2090 |
Return on Equity (ROE):10.42%
Book Value:1273.59
Fair Value:2090
Price:2640
Margin of Safety:-12.54%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 103 | 1150 |
| Year 1 | 128 | 1224 |
| Year 2 | 160 | 1304 |
| Year 3 | 200 | 1389 |
| Year 4 | 249 | 1479 |
| Year 5 | 310 | 1575 |
CAGR 5Y:24.74%
EPS:102.78
Fair Value:2849
Price:2640
Margin of Safety:19.20%
ROE Method
ROE:10.42%
Book Value:1273.59
Fair PBV:1.04
Fair Value:1327
Margin of Safety:-44.50%