Q4 2025
BTPSPT Bank BTPN Syariah Tbk
Laba Rugi
Neraca
Margin Profitabilitas
Return on Assets & Equity
Leverage
Income Statement Flow
Q4 2025
Loading chart...
Dupont Ratio
| Dupont Ratio | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 90.6% | 90.7% | 91.5% | 93.6% | 91.6% | 87.7% | 88.3% | 89.3% | 0.0% |
| Operating Profit Margin | 31.0% | 25.0% | 24.0% | 42.4% | 40.2% | 27.7% | 42.2% | 37.8% | 0.0% |
| Net Profit Margin | 23.0% | 19.7% | 18.8% | 33.1% | 31.3% | 21.2% | 31.4% | 28.0% | 0.0% |
| Other Burdens | 74.3% | 78.6% | 78.4% | 78.0% | 77.9% | 76.3% | 74.4% | 74.1% | 0.0% |
| Total Asset Turnover | 0.23x | 0.25x | 0.27x | 0.25x | 0.25x | 0.25x | 0.29x | 0.29x | 0.00x |
| Equity Multiplier | 2.28x | 2.33x | 2.44x | 2.52x | 2.61x | 2.80x | 2.85x | 3.01x | 4.06x |
| Return on Asset | 7.1% | 6.2% | 6.4% | 10.8% | 10.1% | 6.8% | 12.2% | 10.8% | 0.0% |
| Return on Equity | 16.2% | 14.5% | 15.7% | 27.1% | 26.5% | 19.0% | 34.9% | 32.6% | 0.0% |
| Debt to Equity | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x |
Ratio
| Ratio | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Liquidity Ratio | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Interest Coverage | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Operating Cash Flow to Investing Cash Flow | 181.3% | 87.0% | 209.3% | 247.0% | 162.8% | 158.2% | 35.2% | 168.1% | 0.0% |
| Quality of Earnings | 148.9% | 173.9% | 164.6% | 118.3% | 269.1% | 130.0% | 37.5% | 70.1% | 0.0% |
| Cash received to Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Financial
Format: Triliun (T)
| Rupiah | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | 5,22 | 5,4 | 5,75 | 5,37 | 4,67 | 4,04 | 4,46 | 3,45 | 0 |
| Laba Kotor | 4,73 | 4,89 | 5,26 | 5,03 | 4,28 | 3,54 | 3,93 | 3,08 | 0 |
| Laba Usaha | 1,62 | 1,35 | 1,38 | 2,28 | 1,88 | 1,12 | 1,88 | 1,3 | 0 |
| Laba Bersih | 1,2 | 1,06 | 1,08 | 1,78 | 1,47 | 0,85 | 1,4 | 0,97 | 0 |
| Aset | 22,75 | 21,75 | 21,44 | 21,16 | 18,54 | 16,44 | 15,38 | 12,04 | 9,16 |
| Ekuitas | 9,96 | 9,32 | 8,78 | 8,41 | 7,09 | 5,88 | 5,39 | 4 | 2,25 |
| Liabilitas | 12,79 | 12,43 | 12,66 | 12,75 | 11,45 | 10,56 | 9,99 | 8,04 | 6,9 |
| Operating Cash Flow | 1,79 | 1,85 | 1,78 | 2,11 | 3,94 | 1,11 | 0,52 | 0,68 | 0 |
| Investing Cash Flow | -0,99 | -2,12 | -0,85 | -0,85 | -2,42 | -0,7 | -1,49 | -0,4 | 0 |
| Financing Cash Flow | -0,77 | -0,34 | -0,81 | -0,38 | -0,45 | -0,19 | -0,01 | 0,74 | 0 |
Financial Growth
| Growth % | Q4 2025 | Q4 2024 | Q4 2023 | Q4 2022 | Q4 2021 | Q4 2020 | Q4 2019 | Q4 2018 | Q4 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Pendapatan | -3.3% | -6.1% | 6.9% | 15.0% | 15.8% | -9.4% | 29.3% | 0 | 0 |
| Laba Kotor | -3.4% | -6.9% | 4.6% | 17.5% | 20.9% | -10.0% | 27.7% | 0 | 0 |
| Laba Usaha | 19.7% | -2.1% | -39.5% | 21.3% | 67.9% | -40.5% | 44.4% | 0 | 0 |
| Laba Bersih | 13.2% | -1.8% | -39.3% | 21.5% | 71.4% | -38.9% | 45.0% | 0 | 0 |
| Aset | 4.6% | 1.5% | 1.3% | 14.1% | 12.8% | 6.8% | 27.8% | 31.5% | 0.0% |
| Ekuitas | 6.9% | 6.1% | 4.4% | 18.5% | 20.7% | 9.0% | 34.9% | 77.3% | 0.0% |
| Liabilitas | 2.9% | -1.8% | -0.8% | 11.4% | 8.5% | 5.7% | 24.2% | 16.5% | 0.0% |
| Operating Cash Flow | -3.1% | 3.7% | -15.5% | -46.6% | 254.8% | 111.8% | -22.5% | 0 | 0 |
| Investing Cash Flow | -53.5% | 149.6% | -0.3% | -64.8% | 244.7% | -52.8% | 269.7% | 0 | 0 |
| Financing Cash Flow | 126.2% | -58.1% | 116.3% | -17.3% | 142.0% | 1821.9% | -101.3% | 0 | 0 |