Q4 2025
BTPSPT Bank BTPN Syariah Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:2742
Margin of Safety:150.42%
ROE:16.23%
EPS Growth Method
Fair Value:2822
Margin of Safety:157.75%
CAGR 5Y:7.04%
ROE Method
Fair Value:2098
Margin of Safety:91.60%
Fair PBV:1.62
PB Band
Rata-rata:2.48x
Median:2.56x
PE Band
Rata-rata:13.22x
Median:12.05x
Harga Saat Ini:1210
Rata-rata Fair Value:2554
Median Fair Value:2742
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:2109
EPS Growth Method:2171
ROE Method:1614
PE Band:1752
PB Band:2730
Rata-rata:2075
PB Band
PB rata-rata1.9x
Fair Value:2746
Margin of Safety:127.0%
PE Band
PE rata-rata11.5x
Fair Value:1976
Margin of Safety:63.3%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 1293 |
| Year 1 | 1503 |
| Year 2 | 1746 |
| Year 3 | 2030 |
| Year 4 | 2359 |
| Year 5 | 2742 |
Return on Equity (ROE):16.23%
Book Value:1292.76
Fair Value:2742
Price:1210
Margin of Safety:150.42%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 156 | 1116 |
| Year 1 | 167 | 1189 |
| Year 2 | 179 | 1266 |
| Year 3 | 191 | 1349 |
| Year 4 | 205 | 1436 |
| Year 5 | 219 | 1530 |
CAGR 5Y:7.04%
EPS:155.93
Fair Value:2822
Price:1210
Margin of Safety:157.75%
ROE Method
ROE:16.23%
Book Value:1292.76
Fair PBV:1.62
Fair Value:2098
Margin of Safety:91.60%