Q1 2026
BTPSPT Bank BTPN Syariah Tbk
Ringkasan Valuasi
Equity Growth Method
Fair Value:2780
Margin of Safety:167.28%
ROE:15.81%
EPS Growth Method
Fair Value:2510
Margin of Safety:141.32%
CAGR 5Y:-3.76%
ROE Method
Fair Value:2110
Margin of Safety:102.85%
Fair PBV:1.58
PB Band
Rata-rata:2.43x
Median:2.23x
PE Band
Rata-rata:13.00x
Median:11.70x
Harga Saat Ini:1020
Rata-rata Fair Value:2466
Median Fair Value:2510
Kalkulator Margin of Safety
Harga Beli yang Disarankan
Equity Growth Method:2138
EPS Growth Method:1931
ROE Method:1623
PE Band:1541
PB Band:2449
Rata-rata:1936
PB Band
PB rata-rata1.8x
Fair Value:2336
Margin of Safety:129.1%
PE Band
PE rata-rata10.9x
Fair Value:1676
Margin of Safety:64.3%
Equity Growth Method
| Year | Equity Growth |
|---|---|
| Year 0 | 1334 |
| Year 1 | 1545 |
| Year 2 | 1789 |
| Year 3 | 2072 |
| Year 4 | 2400 |
| Year 5 | 2780 |
Return on Equity (ROE):15.81%
Book Value:1334.2
Fair Value:2780
Price:1020
Margin of Safety:167.28%
EPS Growth Method
| Year | EPS Growth | Discounted EPS |
|---|---|---|
| Year 0 | 157 | 858 |
| Year 1 | 151 | 914 |
| Year 2 | 145 | 973 |
| Year 3 | 140 | 1036 |
| Year 4 | 135 | 1104 |
| Year 5 | 130 | 1176 |
CAGR 5Y:-3.76%
EPS:157.05
Fair Value:2510
Price:1020
Margin of Safety:141.32%
ROE Method
ROE:15.81%
Book Value:1334.2
Fair PBV:1.58
Fair Value:2110
Margin of Safety:102.85%